Serious illness vs. Critical illness

See how our cover compares to other providers

How does our cover compare?

Our award-winning Serious Illness Cover has been designed to reflect the modern trends in illness by providing more comprehensive cover than traditional plans. Our cover better reflects the impact has on your client’s lifestyle and is more likely to stay in place following a claim. In fact, because our cover is so different, comparing against other providers isn’t always easy which is why we’ve created the tool.

Don’t just take our word for it, Defaqto have verified the information to make sure that it is fair, transparent and representative.

Please note: This tool works better on a larger screen.

Let's Compare

Select up to three other providers to see how they compare against VitalityLife’s Serious Illness Cover:

Select Plans for {{provider.name}}

Search for specific conditions here:

  • Key:
  • Unique to Vitality
  • Additional information
  • Capped payout applies
  • Download PDF
Condition {{ selectedSicPlanType.name }} Selected Providers
Minimum payout Maximum payout {{ plan.full_name }}
{{key}}
{{condition.name}}
{{key}}
{{condition.name}}

This tool is for Adviser use only. It is not approved for use with clients.


Terms and Conditions

  1. The above comparison is based on Vitality Life and Defaqto’s interpretation of the differences between Vitality Life’s Individual Protection Cover, and {{ plan.full_name }} [{{ plan.document_reference }}] as at {{ plan.last_approved_date | date:'dd/MM/yyyy' }}, [available on their respective websites]. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. While we endeavour to keep the information up to date and correct, cover is subject to change and may vary at any time without notice so please always check http://vitalityillnesscomparisontool.co.uk for the most current comparison. This cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either VitalityLife or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
  2. Last updated February 2024. The information on this website is about the latest version of VitalityLife Serious Illness Cover. If you or your clients already have a plan, please refer to the plan documents which can be found on Member Zone or in the Life plan confirmation email. If you or your clients would be interested in updating their Serious Illness Cover to the latest version available, please contact your VitalityLife Business Consultant or contact us for more information on how to do so. Additional underwriting and costs may be incurred.